Category: Basic Financial Principles
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Best Dividend-Paying Stocks in Nigeria for Long-Term Investors (2025 Edition) If you’re looking to build passive income through the Nigerian stock market, dividend-paying stocks are your best friend. These companies not only grow in value over time but also pay you regularly—just for being a shareholder. With inflation rising and the naira weakening, many Nigerians…
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Top 10 Performing Nigerian Stocks in the Last 5 Years If you had invested in the right Nigerian stocks five years ago, your portfolio could have grown by over 1,000% today. While many complain about inflation and a falling naira, smart investors quietly grew their wealth by choosing high-performing companies on the Nigerian Exchange (NGX).…
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Why More Nigerians Are Investing in Shares Instead of Land in 2025 For decades, land and real estate have been the go-to investment for most Nigerians. Owning “a piece of land” was viewed as the safest and most profitable way to build wealth. But in recent years, a new shift is happening—more Nigerians are now…
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Have you ever wondered why some people seem to attract wealth effortlessly while others work hard without getting ahead? It often boils down to one thing—daily habits. The habits of the rich aren’t built overnight, but they are consistent, intentional, and often surprisingly simple. If you’re looking to build long-term wealth without burning out, it’s…
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The Lazy Nigerian’s Guide to Building Wealth While You Sleep Let’s face it—many Nigerians are working multiple jobs, stuck in traffic daily, and struggling to make ends meet. If you barely have time for rest, you might think building wealth is a luxury only available to the rich or hustlers. But what if I told…
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Owning a car in Nigeria can be both a necessity and a luxury. Between the rising cost of fuel, vehicle maintenance, and spare parts, car ownership often takes a big bite out of monthly income. But the good news is: you can significantly reduce your car-related expenses with smart decisions and a few practical habits.…
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Financial independence and the prospect of retiring early, commonly known as FIRE, have become buzzwords for many Nigerians seeking a better quality of life and freedom from the daily grind. With the right mindset, planning, and a commitment to disciplined saving and smart investing, achieving FIRE in Nigeria is possible—even in the face of economic…
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Are you tired of living paycheck to paycheck in Nigeria? If yes, you’re not alone. With rising inflation, unstable job security, and economic uncertainty, many Nigerians are searching for practical ways to build passive income and achieve financial freedom. The good news? Passive income is no longer reserved for the rich. With the right mindset,…
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In today’s fast-paced world, having a reliable side hustle can be the key to extra income and financial security. Whether you’re a recent graduate, a working professional, or someone looking to turn a passion into profit, starting a side hustle in Nigeria offers endless opportunities. This guide will walk you through a beginner-friendly, step-by-step process…
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In today’s fast-paced world, managing your money effectively is crucial for achieving financial freedom—especially for Nigerians navigating fluctuating incomes and rising expenses. Budgeting software has become a game-changer for those who want to streamline their finances, track expenses, and plan for the future. In this guide, we explore the top 10 budgeting tools, offer practical…